MyFundedFutures has the best raw numbers in futures prop trading: a 4.9/5 Trustpilot rating across roughly 17,500 reviews, $180M+ paid across 114,000+ payouts, no activation fees, no daily loss limits, automation explicitly permitted, and a real route to live capital on every plan. On the scoreboard, nothing else in the category comes close. But three years of rapid iteration have left a product line that changed completely in July 2025 — several major review sites are still describing account types that no longer exist — and buried in the current terms are two things that catch people out: evaluations auto-renew every 30 days unless you cancel, and on the Rapid plan your drawdown mode switches from end-of-day to RealTime the moment you get funded. Here’s the current firm, in full. Source: Prop Trading Vibes — MyFundedFutures review
MyFundedFutures at a glance
MyFundedFutures LLC is US-registered, headquartered in Dallas, Texas, and led by founder and CEO Matthew Leech — who is publicly active under his own name, which is worth something in an industry full of anonymous LLCs. Launched in 2023, it’s futures-exclusive and reports $180 million+ paid across more than 114,000 individual payouts. It runs on two execution rails (Rithmic and Tradovate) with an unusually broad platform list: Tradovate, NinjaTrader 8, Quantower, ATAS, Volumetrica/VolSys, R|Trader Pro, and TradingView for charting. Scaling reaches $1,000,000. Source: The Trusted Prop — MFFU company profile
The five plans
Each plan targets a different trader profile through its drawdown type, split, payout cadence, and consistency rule. Critically, no plan has a daily loss limit and every plan has a $0 activation fee — both genuine advantages over Apex. The trade-offs live in the drawdown column. Source: Prop Trading Vibes — all MFFU plans compared
| Plan | Sizes | Split | Drawdown | Consistency | Payout cadence |
|---|---|---|---|---|---|
| Core | $50K only | 80/20 | 3% EOD trailing | 40% funded | 5 winning days |
| Rapid | $25K–$150K | 90/10 | EOD in eval → RealTime funded | 50% eval · none funded | Daily (1 day) |
| Pro | $50K–$150K | 80/20 | EOD | None | 14 calendar days |
| Flex | $25K–$50K | 80/20 | 4% EOD max loss | None | Varies |
| Builder (2026) | $50K | 80/20 | EOD | None | 48 hours |
The drawdown switch — confirmed on Rapid
This is the detail worth the price of the review, and MFFU’s own plan specification confirms it. On the Rapid plan, the drawdown mode is listed as EOD during the evaluation and RealTime once funded. You pass your test under an end-of-day floor that ignores intraday spikes, then inherit a funded account whose floor tracks your live equity — including unrealized profit — throughout the session. Same account, same balance, fundamentally different risk. It is the same structural trap TradeDay sets on its Quick Pay route, and it is the single most common reason traders who passed comfortably then breach quickly. Source: MyFundedFutures — Rapid plan specification
• Evaluation: $9,000 profit target · $4,500 max drawdown · EOD drawdown mode · no daily drawdown · 10 contracts max · 10:1 micro scaling · 50% consistency rule
• Funded: $4,500 max drawdown · RealTime drawdown mode · no daily drawdown · 10 contracts max · 10:1 micro scaling · no consistency rule
• Payout: 1 day to payout · $500 minimum · 90% split · $4,600 buffer requirement
• Activation fee: none
Two practical notes on the numbers. First, express the drawdown in dollars, not percent — $4,500 on a $150K Rapid is 3%, while a $50K Rapid’s $2,000 works out to 4%, so the percentage isn’t uniform across sizes and quoting it as “4%” (as several guides do) will mislead you on the larger accounts. Second, the RealTime trailing has a stop point: MFFU states the threshold locks and stops trailing upward permanently once your equity clears the buffer above starting balance. The danger window is therefore narrow but sharp — the stretch between funding and buffer completion. Source: Tradecovex — MFFU drawdown mechanics by plan
Cost: what you pay, and the auto-renewal
Every plan has a $0 activation fee — a real advantage over Apex’s finish-line charge. Pricing varies by plan and size, with the Flex $25K offering the best value in the lineup at roughly $3.08 per $1,000 of buying power. The honest note on price: MFFU sits at the higher end of the futures market, above Tradeify and Lucid at comparable sizes, and Pro pricing rose across 2025–2026. You’re paying for the payout record and platform breadth. Cross-firm cost math lives in our futures prop firm true-cost breakdown. Source: Lune — MFFU plan pricing
Payment methods (paying in)
Evaluations are purchased by card or cryptocurrency, billed as a rolling 30-day subscription until you pass or cancel. There’s no separate activation payment at any stage. Discount codes run frequently — MFFU is rarely worth buying at list price. Remember that crypto purchases forfeit refund eligibility entirely. Source: Prop Firm App — MFFU billing & refunds
Withdrawal methods & payout rules (getting paid out)
The default rail is Rise (Riseworks), with crypto and bank wire also available. KYC through Rise must be completed before any payout — do it the day you receive funded credentials rather than when you first want money. Processing is genuinely fast: third-party reports put it between 1 minute and 24 hours, with most withdrawals approved inside 24 hours and funds landing 24–48 hours after approval. There is a $15 fee per payout on Rise. Source: Prop Trading Vibes — MFFU payout proof
• Minimums: $500 (Rapid, confirmed), $250 (Core/Flex), $1,000 (Pro).
• Qualification: 5 winning days with minimum net daily PnL of $100 ($25K) or $150 ($50K) on the relevant plans.
• Cycle caps: Core $5,000 per cycle, Rapid ~$11,250 per cycle, Pro $100,000 cumulative.
• Buffer requirements: you can’t empty the account — a $150K Rapid requires $4,600 left in; a $50K Pro roughly $2,100.
• Live capital: available after your 5th payout, on every plan.
• Live breach: triggers a 21-day cooldown.
Rules & restrictions
The permissive side is genuinely strong: no daily loss limits on any plan, scalping and news trading allowed on most, overnight and weekend holding approved on several, minimum trading days as low as two, and — unusually — automation and algorithmic trading are explicitly permitted, which rules out MFFU’s competitors for a lot of systematic traders. A 50% consistency rule applies during evaluation on several plans (no single day above half your total evaluation profit); on the funded side, only Core carries one at 40%. Consistency breaches generally don’t fail the account — they block payouts until the distribution rebalances. Source: Tradecovex — MFFU rules reference
Two restrictions to know. Tier 1 news restrictions apply on Rapid and Pro accounts. And as of February 2026, full-size metals and energy contracts (GC, SI, HG, PL, NG, QG) were temporarily restricted due to volatility — micros like MGC and SIL generally remain permitted. Micro Bitcoin (MBT) is allowed but counts as a mini for contract-limit purposes because of its volatility. Check the live instrument list before building a strategy around any of these. Source: PickMyTrade — MFFU instrument restrictions
Trustpilot & reputation
MFFU holds 4.9/5 across roughly 17,500 verified Trustpilot reviews — one of the best volume-to-score ratios in the entire prop industry, and far more reviews than Tradeify, TradeDay, or Apex. Payout satisfaction is the dominant theme, and the firm has maintained a clean payout record since launch with no documented instances of denying legitimate withdrawals. Combined with three years of operating history, a named and publicly active founder, and 114,000+ documented payouts, this is about as strong a trust profile as the category offers. Source: Trustpilot — MyFundedFutures
Who it’s for — and who should skip it
MFFU fits a disciplined intraday futures trader who wants no daily loss limit, a genuine route to live capital on every plan, the broadest platform support in the category, explicit permission to run automation, and the strongest documented payout record in futures prop trading. Pick Core, Pro, or Flex for EOD drawdown; take Rapid only if you genuinely understand intraday trailing and want the 90% split; take Builder if fastest-possible payout cadence matters most. Skip it if you’re price-sensitive (Tradeify and Lucid undercut it), if you’ll forget to cancel an auto-renewing evaluation, if you need full-size metals or energy right now, or if anyone else in your household trades MFFU. Source: El Trader Financiado — MFFU trader assessment
The verdict
On the numbers that matter most — does this firm pay, and does it keep paying — MyFundedFutures is the strongest name in futures prop trading right now. $180M+ across 114,000+ payouts, a 4.9 Trustpilot from ~17,500 reviews, Rise processing measured in minutes, no daily loss limits anywhere, zero activation fees, automation allowed, seven supported platforms, and a real live-capital path on every plan after five payouts. Very little of that is marketing. The honest debits are all things you can plan around if you know about them: evaluations auto-renew every 30 days and will quietly bill a dormant account; Rapid’s drawdown mode switches from EOD to RealTime the moment you get funded, which is the single most account-ending surprise in the terms; Rapid’s headline 90% split is compensation for that RealTime floor rather than a bonus; there’s a $15 fee on every payout; trading halts while a payout processes; and pricing sits above cheaper competitors. Read the funded-stage drawdown spec for your exact plan, set a calendar reminder to cancel dormant evals, and this is a firm that earns its reputation. Source: The Trusted Prop — MFFU verdict
Frequently asked questions
How much does MyFundedFutures cost?
Every plan has a $0 activation fee. Pricing varies by plan and size, with Flex $25K the best value at roughly $3.08 per $1,000 of buying power. MFFU sits at the higher end of the futures market — above Tradeify and Lucid at comparable sizes — and Pro pricing rose across 2025–2026. Critically, evaluations are billed as a rolling 30-day subscription that auto-renews unless cancelled, not a one-time purchase. Discount codes run frequently.
What payment methods does MyFundedFutures accept?
Card or cryptocurrency, billed as a rolling 30-day subscription until you pass or cancel, with no separate activation payment. A full refund is available if no trades have been placed within 14 days of purchase; once traded, fees are non-refundable, and crypto payments are non-refundable in all cases.
How do MyFundedFutures payouts work and how do you get paid?
The default rail is Rise (Riseworks), with crypto and bank wire also available, and a $15 fee per payout. KYC via Rise is required first. Processing runs from 1 minute to 24 hours, with funds landing 24–48 hours after approval. Minimums are $500 on Rapid (confirmed), $250 on Core/Flex, and $1,000 on Pro. Cadence differs by plan: 1 day on Rapid, every 5 winning days on Core, 14 calendar days on Pro, 48 hours on Builder. Per-cycle caps apply (Core $5,000, Rapid ~$11,250, Pro $100,000 cumulative), and every plan holds a buffer back — $4,600 on a $150K Rapid. Trading is suspended while a payout processes.
What is MyFundedFutures’ Trustpilot score?
4.9/5 across roughly 17,500 verified reviews — one of the best volume-to-score ratios in the industry, with a clean payout record since launch. Two caveats: many five-star reviews are very short and generic, and several one-star reviewers report bans after payout requests, with MFFU citing “multiple profiles” or “coordinated trading.”
Does MyFundedFutures use intraday or end-of-day drawdown?
Both — and on Rapid it changes when you pass. MFFU’s Rapid specification lists the drawdown mode as EOD during the evaluation and RealTime once funded, so the funded floor tracks your live equity including unrealised profit. Core and Pro use EOD models. Express the limit in dollars rather than percent: a $150K Rapid carries a $4,500 max drawdown (3%), while a $50K carries $2,000 (4%), so the percentage isn’t uniform. The RealTime trailing does stop permanently once you clear the buffer above starting balance. Confirm the funded-stage mode for your exact plan before purchasing.
What’s the difference between Core, Rapid, Pro, Flex and Builder?
Core is $50K-only with an 80/20 split, 3% EOD trailing, a 40% funded consistency rule, and payouts every 5 winning days (capped at $5,000/cycle). Rapid runs $25K–$150K with a 90/10 split, a 50% evaluation consistency rule but none once funded, and 1-day payouts — though its drawdown switches from EOD in the evaluation to RealTime when funded. Pro runs $50K–$150K with EOD drawdown, no consistency rule, and 14-day payouts. Flex offers $25K–$50K with a simple 4% EOD max loss. Builder (2026) is $50K with a 1-day pass option and a 48-hour payout cadence. No plan has a daily loss limit.
Can you use automated trading on MyFundedFutures?
Yes — automation and algorithmic trading are explicitly permitted, which distinguishes MFFU from several competitors (Apex restricts bots, E8 and Breakout ban them outright). MFFU runs on Rithmic and Tradovate rails with support for Tradovate, NinjaTrader 8, Quantower, ATAS, Volumetrica/VolSys, R|Trader Pro, and TradingView for charting.
Transparency: [AFFILIATE STATUS — CONFIRM BEFORE PUBLISH.] This review is for information only, is not financial advice, and futures trading carries substantial risk of loss. MyFundedFutures is not regulated as a financial institution; payout totals are firm-reported. Evaluations bill as auto-renewing 30-day subscriptions. Rules, pricing, drawdown models, and payout terms differ by plan and change frequently — always verify current terms on myfundedfutures.com before purchasing.
