What Tradeify Actually Offers in 2026

Tradeify is a futures prop firm that gives traders access to simulated funded accounts in $25k, $50k, $100k, and $150k sizes. The 3.0 overhaul earlier this year killed off the old monthly subscriptions in favor of one-time pricing — meaning you buy an evaluation once and own it until you pass or breach. No more rent payments to the prop firm while you grind through your eval. (Source: Prop Trading Vibes Tradeify Review)

As of April 2026, all three account families — Select, Growth, and Lightning — share a few foundational mechanics: end-of-day trailing drawdown across the board, a 90/10 profit split, a five-account-per-trader limit with a combined $750k cap, and the same eligibility funnel into Tradeify's Elite Live program (real capital, no consistency rules) once you stack five payouts. (Source: Tradeify Help Center — Trailing Max Drawdowns)

Where they differ — and this is the part the homepage doesn't explain in plain English — is in three places: how you get into the funded stage, what risk guardrails you have to respect along the way, and how the payout math works once you're there. We'll go through each.

How Each Account Works in Plain English

Growth: The Speed Run

Growth is Tradeify's cheap, fast-pass evaluation. There is no consistency requirement, which means you can theoretically hit your profit target in a single trading day and move straight to a funded account. The catch is that Growth has a Daily Loss Limit (a "soft breach" — trading pauses for the day but the account survives), so it's not the unrestricted ride some marketing copy suggests. (Source: Tradeify Help Center — Growth Evaluation Accounts)

Select: The Two-Path Eval

Select is the slower, more flexible evaluation. There's a 40% consistency rule (no single trading day can be more than 40% of your total profit) and a minimum of three trading days before you can pass, but there's also no Daily Loss Limit during the evaluation. Once you pass, you choose between two funded paths — Select Flex (larger, milestone-based payouts) or Select Daily (smaller, daily payouts with stricter rules). That choice is permanent for that account. (Source: Tradeify Help Center — Select Evaluation Accounts)

Lightning: Pay More, Skip the Line

Lightning Funded skips the evaluation entirely. You pay a higher one-time fee, you're funded the same day, and you're trading toward payouts immediately. The tradeoff is the strictest consistency structure of the three — 20% for your first payout, then 25%, then 30% for everything after that on accounts purchased post-September 12, 2025. The 25k Lightning has no Daily Loss Limit protection at all, while the larger sizes do. (Source: Tradeify Help Center — Lightning Funded Payout Policy)

The Side-by-Side: Evaluation Rules (50K Comparison)

The 50k account is the cleanest size for direct comparison since it's the most popular tier across all three families. Here's what every key rule actually looks like:

Sources: Tradeify Help Center — Select vs Growth, Tradeify Help Center — Lightning Funded Accounts

Two things stand out. First: the drawdown amounts are identical at the 50k size, but Select and Growth diverge at larger tiers — Growth has a $3,500 drawdown on the 100k and $5,000 on the 150k, while Select has $3,000 and $4,500 respectively. That's a real difference if you're sizing up. Second: Lightning is missing from most of the columns because it skips the eval entirely, which is the whole point of paying more for it. (Source: Tradeify Help Center — Select vs Growth)

The Funded-Stage Rules: This Is Where It Gets Spicy

Passing the eval (or paying for Lightning) is just the entry fee. The real game is the rule set on the funded account, because that's where the consistency math, the buffer requirements, and the payout caps actually decide how much money you can pull out and how often. Here's the breakdown at the 50k size:

Sources: Tradeify Help Center — Select Flex & Daily Policies, Tradeify Help Center — Growth Funded Payout Policy, Tradeify Help Center — Lightning Payout Policy

This is the table the marketing pages tend to gloss over. Notice how Select Flex is the only path with both no consistency rule and no daily loss limit on the funded side. That's not an accident — it's why most independent reviewers (Iman Trading, Prop Trading Vibes, Directions Magazine) consistently flag Select Flex as Tradeify's strongest offering. (Source: Iman Trading Tradeify Review)

Pricing: What You Actually Pay in 2026

All three families moved to one-time pricing with the 3.0 update. No more recurring monthly drain. Here's the rack-rate landscape as of mid-May 2026, before any active discount codes:

Source: Prop Trading Vibes — Tradeify Pricing (verified May 16, 2026)

Active discount codes typically knock 30–40% off — code DASH has been running at 40% off for most of 2026, which drops the Lightning 150k from $549 to roughly $329 and the Select 25k from $109 to around $65. Pricing changes frequently, so verify on Tradeify's site before pulling the trigger.

The Drawdown Mechanic Everyone Should Understand

Every Tradeify account — Growth, Select, Lightning — uses end-of-day (EOD) trailing drawdown. Your drawdown floor only updates at session close based on your highest closing balance. Intraday swings don't move the floor. This is significantly more forgiving than the intraday trailing drawdown that firms like Apex use on some account types, because a temporary unrealized profit spike doesn't permanently raise your floor.

Critically, even though the floor only updates at end of day, it is enforced in real time. If your balance touches the current drawdown line during the session — even for a tick — your account fails immediately. Don't treat EOD trailing as a license to swing wildly intraday. (Source: Tradeify Help Center — Trailing Max Drawdowns)

One genuinely useful feature across all three account families: on Sim Funded accounts, the drawdown locks once your EOD balance is more than $100 above the drawdown amount. After the lock, the floor sits permanently at $100 above your starting balance and never moves up again. For a 50k account with a $2,000 drawdown, the lock triggers when EOD balance hits $52,100, and the floor becomes $50,100 forever. That's a meaningful psychological milestone once you reach it. For more on how trailing mechanics work in general, see our broader prop firm coverage. (Source: Tradeify Help Center — Trailing Max Drawdowns)

So Which One Should You Pick?

Honestly, this is where most comparison articles cop out with "it depends on your goals." Which is technically true and completely useless. Here's the real breakdown:

The case for Select Flex keeps showing up in independent reviews for one reason: it's the only Tradeify funded path that drops both the consistency rule and the daily loss limit simultaneously. That's structurally rare in the prop firm space, and it gives traders the kind of room that mirrors actual unrestricted trading more closely than the alternatives. (Source: Prop Trading Vibes — Lightning vs Growth vs Select)

Lightning is the most controversial of the three. The instant funding is genuinely useful, but the progressive consistency rule (20% → 25% → 30%) and the profit-goal-based payout structure mean it functions more like an ongoing evaluation than a true funded account. Several reviewers — including Iman Trading and Directions Magazine — have flagged it as meaningfully harder than competing instant-funding products on payouts despite the easier entry. If your strategy concentrates profit on a few big days, Lightning will eat you alive. (Source: Directions Magazine Tradeify Review)

The Bottom Line

Tradeify's three-tier structure isn't a marketing gimmick — these accounts are genuinely different products serving different trader profiles. Growth is the speed-pass for budget-conscious traders who don't mind a daily loss leash. Select is the flexible eval with the best funded-stage rules (especially Flex). Lightning is the premium "skip the line" product for traders who'd rather pay more than prove themselves in an eval one more time.

All three lead to the same Elite Live program after five successful payouts, so the long-term destination is identical. The difference is how punishing or forgiving the road is, how much you pay at the start, and how much of your trading style you have to bend to fit each rule set. Read the funded-stage rules before you buy — that's where the actual money lives, not in the eval pricing.