Tradeify is the young, fast-moving futures firm that everyone seems to describe the same way: “an easier Topstep.” It’s built a reputation on genuinely fast payouts, an end-of-day trailing drawdown that doesn’t strangle you intraday, and clean, simple rules — and in 2026 it tore up its own model with a “3.0” overhaul that renamed every account type and killed monthly billing. That last part matters: any Tradeify review describing “Advanced” accounts or a monthly subscription is out of date. This one covers the current firm — cost for every plan, payment and payout methods, the drawdown mechanic, Trustpilot, and the one caveat you can’t engineer away: how young this firm actually is. Source: Prop Trading Vibes — Tradeify review
Tradeify at a glance
Tradeify is operated by Tradeify Holdings, Corp., headquartered in Boca Raton, Florida, and was founded in 2022 by CEO Brett Simba. It trades futures exclusively — CME, COMEX, NYMEX, CBOT, and EUREX — and reports 60,000+ active traders and, per its own milestone announcements, over $200 million in processed payouts. All funded accounts are simulated; profits generated in the sim environment are paid out as real cash, and consistent performers can graduate to a live account trading real CME capital. The structure is the now-standard three-stage pathway: evaluation (or instant funding), simulated funded, then live. Source: Prop Firm Hero — Tradeify overview
The three paths to funded
Tradeify’s whole model is three doors to the same simulated funded account, each with different rules and a different price. Growth is the cheap evaluation path with a daily loss limit. Select is the evaluation path with no daily loss limit and a choice of payout style after you pass. Lightning skips the evaluation entirely — you’re funded instantly, for a higher price. All three come in $25K, $50K, $100K, and $150K, all use end-of-day trailing drawdown, and none charge an activation fee. Source: Tradeify Help Center — pricing reference
Cost: what you actually pay for every plan
Everything is a one-time purchase — pay once and trade until you pass (evaluations) or for the life of the account (Lightning). There are no monthly fees and no activation fees anywhere in the lineup, which is a real structural advantage over Apex’s activation fee and Topstep’s monthly meter. The trade-off is that Lightning’s instant funding costs a lot more up front. Cross-firm cost math lives in our futures prop firm true-cost breakdown. Prices below are straight from Tradeify’s own pricing reference; promo codes routinely knock 30–40% off. Source: Tradeify Help Center — pricing reference
| Size | Growth (eval) | Growth reset | Select (eval) | Select reset | Lightning (instant) |
|---|---|---|---|---|---|
| $25K | $99 | $60 | $109 | $60 | $345 |
| $50K | $145 | $95 | $165 | $95 | $492 |
| $100K | $255 | $155 | $265 | $169 | $660 |
| $150K | $369 | $215 | $369 | $239 | $796 |
The drawdown model: EOD trailing that locks
This is Tradeify’s headline selling point, and traders bring it up unprompted. Every account family — Growth, Select, and Lightning — uses an end-of-day trailing max drawdown. The floor trails your highest end-of-day balance, moving up but never down, and it ignores intraday equity swings — so a winning run you give back before the close doesn’t ratchet your floor the way Apex’s intraday model would. Better still, the floor locks permanently once your end-of-day balance clears your starting capital plus the drawdown plus $100, giving you a fixed floor from then on. A breach is a hard breach: the account fails for good. All positions must be flat by 4:59 PM ET — no overnight or weekend holds. Source: TradersPost — Tradeify drawdown
| Size | Profit target | Trailing drawdown (EOD) | Max contracts (minis / micros) |
|---|---|---|---|
| $25K | $1,500 | ~$1,500 | 3 / 30 |
| $50K | $3,000 | $2,000 | 5 / 50 |
| $100K | $6,000 | $3,000 | 8 / 80 |
| $150K | $9,000 | $4,500 | 12 / 120 |
A few rules worth internalizing before you buy: you can’t trade minis and micros simultaneously on the same account, at least half your profit must come from trades held longer than 10 seconds (no micro-scalping the tape), hedging across accounts is banned, and you must place at least one trade per week to avoid an inactivity flag. Trading bots are allowed — unusually — but only with ownership verification, including a live video of you enabling the code on your own machine. News trading and DCA are permitted. Source: QuantVPS — Tradeify rules
Payment methods (paying in)
Tradeify keeps checkout simple: account purchases are made by credit card or by cryptocurrency through Confirmo. Every plan is a single one-time charge — there’s no recurring billing to cancel and no separate activation payment when you move from evaluation to funded. Promo codes are entered at checkout and stack with the 5-account bundle discount. Source: Prop Trading Vibes — Tradeify payment
Withdrawal methods & payout rules (getting paid out)
Payouts run through Rise (the default) and Plane (the alternative, used if Rise isn’t supported in your region — you contact support to switch after a review). KYC verification through Rise is mandatory before your first payout. Processing runs seven days a week; once Tradeify approves a request, funds are issued within about 24 hours and land in your Rise wallet often within a day, with 1–3 business days to reach a bank. The profit split is 90/10 on all simulated funded accounts (Growth, Select, Lightning) from your first payout, stepping to 80/20 on the Elite Live stage. Source: Tradeify Help Center — payouts & billing
The payout rules, however, differ sharply by product — this is where the “simple firm” gets complicated, so match the plan to how you actually want to withdraw. Source: Prop Trading Vibes — Tradeify payout rules
• Growth Funded: build a buffer of $1,500 above starting balance before your first payout, and keep the balance above it or requests are rejected. 35% consistency rule applies.
• Select Flex: payouts after every 5 winning days, no daily loss limit, no consistency rule on the funded account — the most trader-friendly path. Per-period caps apply.
• Select Daily: daily payout eligibility once you’ve built the required buffer, but with a daily loss limit and tighter per-day caps.
• Lightning: each payout is gated behind a rising “profit goal,” with a progressive 20%/25%/30% consistency rule; total sim profit caps at $80,000, at which point you’re moved to a live account (with a starting balance capped at $20,000).
Above the funded stage sits Elite Live: after five approved payouts you transition to real CME capital, can hold up to five live accounts, and tap a Performance Reward Pool worth $2,000–$18,000 per account on qualifying days. The much-advertised “$90,000” reward figure assumes five stacked accounts all performing at once — real money, but not realistic for most traders. Read it as upside, not expectation. Source: QuantVPS — Tradeify Elite & payouts
Trustpilot & reputation
Tradeify’s Trustpilot rating sits around 4.5/5 across roughly 3,300 reviews as of mid-2026 — and the trend is the story: the review base has grown quickly while the score has stayed high, which is a healthier signal than the eye-popping 4.9-from-74-reviews figures floating around older write-ups. The consistent praise is fast payouts (multiple traders report same-day Rise transfers), clear rules, and responsive support. There are no verified clusters of systematic payout denials, which in this industry is worth something. Source: Trustpilot — Tradeify
Who it’s for — and who should skip it
Tradeify fits an intraday futures trader who wants a forgiving EOD trailing drawdown, genuinely fast payouts, no activation or monthly fees, and the flexibility to pick an evaluation (Growth/Select) or pay up for instant funding (Lightning). Select Flex in particular — no daily loss limit, no funded consistency rule, five-winning-day payouts — is one of the cleaner funded structures on the market. Skip it if you hold overnight or swing (hard no on both), if you micro-scalp sub-10-second trades, if you need a long, battle-tested track record before trusting a firm with serious size, or if Lightning’s steep instant-funding price and $80K cap don’t pencil out for you. Source: Iman Trading — Tradeify fit
The verdict
Tradeify is one of the better-executed newer futures firms, and the 3.0 overhaul made it more attractive, not less: one-time pricing, zero activation fees, an EOD trailing drawdown that locks, fast Rise payouts, and a Select Flex path with refreshingly few gotchas. The honest debits are the young track record (2022, unproven through a real crisis), Lightning’s high entry price and hard $80K sim cap, and a payout rulebook that’s more intricate than the “no stupid rules” marketing suggests — Growth buffers, Select Daily caps, and Lightning profit goals each have fine print. For an intraday trader who reads the per-plan payout policy before buying and doesn’t over-concentrate capital in a firm this new, it’s a strong, competitively priced option. Verify current pricing and rules on Tradeify’s site first — 3.0 proved they’ll change things. Source: PropScorer — Tradeify verdict
Frequently asked questions
How much does Tradeify cost?
All plans are one-time purchases with no monthly or activation fees. Growth evaluations run $99 ($25K), $145 ($50K), $255 ($100K), and $369 ($150K). Select evaluations run $109/$165/$265/$369. Lightning instant-funding accounts cost more: $345/$492/$660/$796. Failed Growth/Select evals can be reset at reduced fees ($60–$239); promo codes often add 30–40% off.
What payment methods does Tradeify accept?
Account purchases are made by credit card or by cryptocurrency through Confirmo. Every plan is a single one-time charge — there’s no recurring billing and no separate activation payment when moving from evaluation to funded.
How do Tradeify payouts work and how do you get paid?
Payouts are processed through Rise (default) and Plane (alternative), seven days a week, with funds issued within about 24 hours of approval and 1–3 business days to a bank. KYC via Rise is required before your first payout. The split is 90/10 on all simulated funded accounts and 80/20 on Elite Live. Payout rules differ by plan: Growth needs a $1,500 buffer, Select Flex pays after 5 winning days with no consistency rule, Select Daily allows daily withdrawals with caps, and Lightning gates payouts behind rising profit goals.
What is Tradeify’s Trustpilot score?
Tradeify holds roughly 4.5/5 on Trustpilot across about 3,300 reviews as of mid-2026, with the review base growing while the score stays high. Praise centers on fast payouts, clear rules, and responsive support, with no verified clusters of systematic payout denials.
Does Tradeify use intraday or end-of-day trailing drawdown?
End-of-day. All account families use an EOD trailing max drawdown that follows your highest end-of-day balance, ignores intraday swings, and locks permanently once your end-of-day balance exceeds starting capital plus the drawdown plus $100. A breach is a hard breach — the account fails permanently. No overnight or weekend holds are allowed.
What’s the difference between Growth, Select, and Lightning?
Growth is the cheapest evaluation, with a daily loss limit and a 35% funded consistency rule. Select is an evaluation with no DLL during the test and a choice of Daily or Flex payout paths after passing (Flex being the most flexible). Lightning skips the evaluation for instant funding at a higher price, with a progressive 20%/25%/30% consistency rule, no resets, and an $80,000 sim-profit cap before transitioning to a live account.
Transparency: [AFFILIATE STATUS — CONFIRM BEFORE PUBLISH.] This review is for information only, is not financial advice, and futures trading carries substantial risk of loss. Tradeify is a young firm (founded 2022); a short operating history is a real consideration. Rules, pricing, and payout policies change frequently — always verify current terms on tradeify.co before purchasing.
